Certificates are modern financial instruments that Kathrein likes to add to our portfolios. The universe ranges from conservative, capital-protected products to forms with a speculative orientation. Certificates help to optimally adjust the personal investment to the individual opportunity and risk profile, in every market situation, for every investment horizon. Thanks to our close cooperation with Raiffeisen Bank International (Raiffeisen Certificates), Austria's best certificate issuer, we can offer you tailor-made solutions.
Certificates are a special type of bond and, with a predefined payout profile, are transparent and comprehensible. For most certificate investors, the focus is on a balanced relationship between return and security. Investment products are available for rising but also sideways or moderately falling prices on the stock markets. The redemption is linked to the performance of a specific underlying according to clear criteria. These are, for example, shares or indices. From a legal point of view, certificates are bearer bonds and thus represent freely tradable financial instruments. Like classic bank bonds, certificates are also subject to "issuer risk" as well as creditor participation ("bail-in") and are not subject to the deposit guarantee system.
Kathrein Privatbank offers you the opportunity to purchase a wide range of certificates from globally recognized issuers. The Kathrein Private Banking Team will be happy to provide you with further information.