Are you looking for an independent second opinion on your portfolio? Do you want to know whether you are in the best possible position? You want to be sure that you have thought of all risks in the best possible way?
With our structured, precise and detailed Kathrein approach, we create customised portfolio analyses for you and clearly show you all strengths and weaknesses.
Your private banker is your personal contact in all (financial) matters. In addition, we offer you the exclusive opportunity of direct contact with our investment experts and portfolio managers, who will provide you with first-hand information on current market developments.
At Kathrein Privatbank, we support you in setting your ﬁnancial goals, make the path to achieving them as pleasant as possible, and accompany you in a partnership and highly professional manner.
We offer you customized support and first-class expertise in all aspects of investment, financing, (family) business and asset succession, and foundations. We take care of your money by constantly monitoring the market and, in case of wealth management, approaching you in the event of significant market movements or making the necessary adjustments.
We love the financial markets, they are our passion and we are convinced that professional management pays off for you.
Every investment decision is personal. The starting point of our investment process is therefore to find the right strategic, i.e. long-term, investment orientation for you. An important decision: how high is the appropriate share quota based on your investment profile?
Experience shows: Avoiding investment mistakes is at least as important as seizing the opportunities that present themselves. We therefore make our investment decisions supported by financial mathematical models in order to remove the source of error of human emotion from the equation.
For all the individuality of investments, three universal principles apply to us: Diversification, liquidity and quality.
Strategy & Tactics: The strategic, long-term portfolio orientation forms the basis of every investment. Depending on the market phase, we make "tactical", i.e. short-term adjustments to improve the return. We increase or decrease the equity quota and we adapt regions and sector weightings. Take a look at our market info, that is sent out on a bi-weekly basis to our clients.
Risk management: Professional portfolio management not only involves improving performance, but also minimizing risk. Among other things, we manage credit risks through our proprietary system that calculates default probabilities of companies, we manage exchange rate risks by calculating the long-term fair value of global currencies, we manage interest rate risks by optimizing maturities and we manage sustainability risks by including sustainability criteria in our investment process for sustainable investments.
Diversification: even our great-grandparents said: don't put all your eggs in one basket! A global investment universe, which includes all key asset classes, forms the basis for a well-diversified portfolio.
Liquidity: We prefer to invest in liquid investments, which means that the invested capital can be "withdrawn" at any time if necessary.
Quality: Accurate company or country analysis or a comprehensive quality check of the investment products are at the beginning of every investment for us.